Free Tool
Auto Deductible Break-Even
Translate a higher deductible into claim-free years needed to recover the extra risk through premium savings.
Deductible break-even calculator
How to use this responsibly: Enter numbers from your actual quote, declarations page, benefits guide or budget. The tool does not retrieve carrier pricing, determine eligibility, or replace plan/policy documents.
Why we built it
Insurance shopping gets easier when a vague trade-off becomes a number you can inspect. This tool is designed to expose the assumptions so you can change them, rather than hide them behind a “best plan” score.