Free Tool

COBRA vs. Marketplace Calculator

Compare entered annual costs while keeping enrollment timing and network continuity visible.

No signup. Runs in your browser. Educational only.

COBRA vs. Marketplace calculator

How to use this responsibly: Enter numbers from your actual quote, declarations page, benefits guide or budget. The tool does not retrieve carrier pricing, determine eligibility, or replace plan/policy documents.

Why we built it

Insurance shopping gets easier when a vague trade-off becomes a number you can inspect. This tool is designed to expose the assumptions so you can change them, rather than hide them behind a “best plan” score.

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