Free Tools

New calculators & worksheets

Sixteen no-signup tools built for the next 30Insure content wave.

Estimate the immediate tax effect of an HSA contribution using your own marginal rates.

Compare two plans on premiums, expected out-of-pocket spending, employer money and estimated tax benefit.

Compare entered annual costs while keeping enrollment timing and network continuity visible.

Add annual premium and in-network out-of-pocket maximum.

Translate a higher deductible into claim-free years needed to recover the extra risk through premium savings.

Compare incremental physical-damage premium with the current vehicle value.

Make your own claim-payment and future-premium assumptions explicit.

Convert a 1%, 2% or other percentage deductible into dollars.

See how illustrative depreciation can change a property-loss settlement.

Estimate the gap between an employer LTD benefit and monthly spending needs.

Estimate how much liquid cash a waiting period requires.

See all major insurance premiums on one annual cash-flow view.

Separate premium change from deductible change before you shop.

Compare entered package pricing with separate GL/property/business-income pricing.

Inventory baseline controls, records and revenue dependency before shopping cyber insurance.

See how health, auto and home exposure can stack in one ugly year.